123 Useppa Island #Unit B, Useppa Island, FL 33921
For Sale $950,000
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Situated on the northwestern point of Useppa Island, "Whelk Cottage" is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle. The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery. The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows. For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. "Whelk Cottage" offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.
Built- In Cabinets
Exclusions
Fireplace
French Doors
Vaulted Ceiling(s)
Window Coverings
Bike And Jog Path
Bocce Court
Community Boat Slip
Pool
Spa/ Hot Tub
Fitness Center
Streetlight
Tennis Court(s)
Underground Utility
Marina
Pickleball
Private Membership
Restaurant
See Remarks
Taxes: $5,360.28
Tax Year: 2025
Association Fee: $25,176.00
Balcony
Open Porch/ Lanai
Screened Balcony
Screened Lanai/ Porch
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator/ Freezer
Self Cleaning Oven
Washer
Y
Building Description: Two Story, Duplex, Villa Attached
Building Design: Villa Attached
Community Type: Boating
MLS Area: Useppa Island
Total Square Footage: 2,054
Total Floors: 2
Water: Central
Construction: Wood Frame, Vinyl Siding
Short Sale: No
Date Listed: 2026-06-17 00:00:00
Pool Description: Community
Furnished: Partially
Windows: Window Coverings
Flooring: Tile, Wood
Roof: Metal
Heating: Central Electric, Zoned
Cooling: Central Electric, Zoned
Fireplace: Y
Storm Protection: Impact Resistant Doors, Impact Resistant Windows, Shutters, Shutters - Screens/ Fabric
Laundry: Laundry In Residence
Irrigation: Other
Pets: With Approval
Restrictions: Architectural, Deeded, No Motorcycles, No R V, No Truck
Maintenance: Rec Facilities, Street Lights, Street Maintenance, Trash Removal
Rear Exposure: W
Lot Desc.: Across From Waterfront
Amenities: Bike And Jog Path, Bocce Court, Community Boat Slip, Pool, Spa/ Hot Tub, Fitness Center, Streetlight, Tennis Court(S), Underground Utility, Marina, Pickleball, Private Membership, Restaurant, See Remarks
Listing Courtesy Of: Century 21 Sunbelt Realty
barrierislandbroker@gmail.com
Situated on the northwestern point of Useppa Island, "Whelk Cottage" is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle. The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery. The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows. For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. "Whelk Cottage" offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.
Property Details
Price: $950,000
Sq Ft: 1,478
($643 per
sqft)
Bedrooms: 2
Bathrooms: 2
Partial Baths: 1
City: Useppa Island
County: Lee
Type: Duplex
Development: Useppa Island
Acres: 0.0840
Virtual Tour/Floorplan: View
Year Built: 1980
Listing Number: 2026025926
Status Code: A-Active
Taxes: $5,360.28
Tax Year: 2025
Application Fee: $53,250.00
Garage:
Furnishings: Partially
Pets Allowed: With Approval
Interior Features:
Built- In Cabinets
Exclusions
Fireplace
French Doors
Vaulted Ceiling(s)
Window Coverings
Amenities:
Bike And Jog Path
Bocce Court
Community Boat Slip
Pool
Spa/ Hot Tub
Fitness Center
Streetlight
Tennis Court(s)
Underground Utility
Marina
Pickleball
Private Membership
Restaurant
See Remarks
Financial Information:
Taxes: $5,360.28
Tax Year: 2025
Association Fee: $25,176.00
Exterior Features:
Balcony
Open Porch/ Lanai
Screened Balcony
Screened Lanai/ Porch
Equipment:
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator/ Freezer
Self Cleaning Oven
Washer
View:
Y
Additional Information:
Building Description: Two Story, Duplex, Villa Attached
Building Design: Villa Attached
Community Type: Boating
MLS Area: Useppa Island
Total Square Footage: 2,054
Total Floors: 2
Water: Central
Construction: Wood Frame, Vinyl Siding
Short Sale: No
Date Listed: 2026-06-17 00:00:00
Pool Description: Community
Furnished: Partially
Windows: Window Coverings
Flooring: Tile, Wood
Roof: Metal
Heating: Central Electric, Zoned
Cooling: Central Electric, Zoned
Fireplace: Y
Storm Protection: Impact Resistant Doors, Impact Resistant Windows, Shutters, Shutters - Screens/ Fabric
Laundry: Laundry In Residence
Irrigation: Other
Pets: With Approval
Restrictions: Architectural, Deeded, No Motorcycles, No R V, No Truck
Maintenance: Rec Facilities, Street Lights, Street Maintenance, Trash Removal
Rear Exposure: W
Lot Desc.: Across From Waterfront
Amenities: Bike And Jog Path, Bocce Court, Community Boat Slip, Pool, Spa/ Hot Tub, Fitness Center, Streetlight, Tennis Court(S), Underground Utility, Marina, Pickleball, Private Membership, Restaurant, See Remarks
Map of 123 Useppa Island #Unit B, Useppa Island, FL 33921
Listing Courtesy Of: Century 21 Sunbelt Realty
barrierislandbroker@gmail.com